Transparent Pricing
No Hidden Fees.
Ever.
We show you the exact fee before you confirm every transfer or bill payment. The rate your recipient receives is the rate we quote — for both retail and corporate accounts, across all of Southeast Asia.
Fee Schedule
Transfer Fees
Transparent fee structure for every transaction type.
Important Notice: The fees indicated herein are preliminary and subject to change. The applicable fees are charged separately and are added on top of the transfer amount received by the recipient. iTranzact does not handle or deduct from the principal amount sent to the recipient.
At the end of the transaction, a base fee (flat fee) is added to each transaction to ensure that iTranzact earns a minimum flat rate on every transaction even if the percentage is small.
Currency-related fees vary depending on the sender's country of origin. The example below uses Philippine Peso (Php); percentages and fees are subject to change.
| Label | Percentage | Base Fee (Flat Fee) | Notes |
|---|---|---|---|
| Bills Payment | 3% | Php 3.00 | iTranzact Fee |
| Fund Transfer | 3% | Php 3.00 | iTranzact Fee |
| Debit Fee (Card) | 2% | Php 2.00 | Payment Gateway estimated cost |
| Debit Fee (Bank / Electronic Clearing) | 2% | Php 2.00 | Payment Gateway estimated cost |
| Debit Fee (E-Wallet) | 2% | Php 2.00 | Same as card |
| Conversion Fee | 2% | Php 2.00 | Payment Gateway currency conversion surcharge |
Our Promise
Transparency Is Not a Feature.
It's the Foundation.
Every money send represents real sacrifice. We believe you deserve to know exactly where every single amount — before you press send.
Open Free AccountWhat You See Is What You Pay
The fee shown before you confirm is the total fee. We never add charges after the fact.
Live Exchange Rates
We use the mid-market FX rate and add a transparent, disclosed margin — never a hidden markup.
Free eWallet-to-eWallet - available soon
Transfers between iTranzact eWallets (e.g. Sender to family) are completely free, always.
BSP-Audited Pricing
Our fee structure is reviewed and approved by the Bangko Sentral ng Pilipinas quarterly.