Our Story
Built for Everyone Who Deserves Seamless Cross-Border Finance
iTranzact delivers fast, low-cost cross-border payments across Southeast Asia—combining real-time transfers with a unified eWallet platform for both individuals and businesses.
Founded With Purpose
2026
Southeast Asia
Our Mission
Financial Freedom for Every Southeast Asian
iTranzact was founded by a fintech engineer who identified inefficiencies within the fragmented financial landscape. Traditional banks and remittance providers often charged relatively high fees while offering slower cross-border services across Southeast Asia.
We built iTranzact on a simple promise: overseas bills payment and fund transfers should be instant, affordable, and accessible — for both retail users and corporate accounts. With BSP licensure pending, cutting-edge encryption, and a mobile-first design, we're making that promise real across all SEA nations.
Regulated
BSP licensure pending — operating under the highest standards of financial compliance
SEA-Wide
Every product decision is made with all Southeast Asian nations in mind
Always Fast
Real-time transfers and bill payments with no delays, no holds, no excuses
What Drives Us
Our Core Values
Integrity First
We operate with complete transparency. No hidden fees, no fine print traps. What you see is exactly what your recipient receives — for retail and corporate accounts alike.
Southeast Asia First
Every product decision is made with all SEA nations in mind. We reinvest in local partnerships, billers, and eWallet integrations across the region.
Relentless Innovation
We ship new features every month based on direct feedback from retail users and corporate clients across Singapore, Thailand, Malaysia, Indonesia, and beyond.
Borderless by Design
Built from the start to work across currencies, time zones, and regulatory environments — enabling seamless fund transfers and bills payment with no borders.
The People Behind iTranzact
Leadership Team
Founded by fintech engineers, regulatory experts, and cross-border payment specialists united by a single mission: seamless financial access across Southeast Asia.
Eric Salazar
Chairman
A fintech veteran with over 35 years of extensive experience in Information Technology, specializing in leadership roles as Chief Technology Officer (CTO) and Chief Information Officer (CIO) for universal banks and lending institutions. An Associate Member of the Institute of Corporate Directors, with strong expertise in digital transformation, banking systems, and IT governance.
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M. Salazar
Chief Executive Officer
An accomplished banking professional with over 30 years of experience in sales, relationship management, and financial advisory. Currently serves as Area Business Director for the Makati area, leading 130+ professionals across the network, shaping business direction, driving growth, and deepening client relationships.
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Jamel Cruz
Chief Compliance Officer
A seasoned finance and compliance professional with over two decades of experience across government and financial institutions, currently serving as Head of Systems and Methods and Data Protection Officer at a leading financing company. He specializes in data privacy, corporate governance, and process improvement, driving regulatory compliance and strengthening organizational controls in highly regulated environments.
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Mervin Pabiran
Chief Technology Officer
Operations leader with extensive experience in banking industries scaling fintech platforms and leading iTranzact's regional expansion and 24/7 customer support network.
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